Copper Harbor Investment Advisors, LLC

Copper Harbor Investment Advisors, LLC is a Registered Investment Adviser established in 2014, providing investment and financial planning advice to various clients, including individuals, high net worth individuals, pension plans, trusts, estates, charitable entities, corporations, and other business entities. The firm offers Investment Advisory Services, Retirement Plan Services, and Self-Directed Accounts. Investment Advisory Services involve continuous advice and discretionary management based on clients' needs and risk tolerance. The firm utilizes various investments such as stocks, bonds, mutual funds, and ETFs, considering factors like performance history, cost structure, and risk. Clients can place restrictions on account management and retain ownership of securities. Copper Harbor may recommend Sub-Advisors to manage client investments, with clients having the ability to set investment restrictions. The firm charges fees based on a percentage of assets under management, with additional fees for retirement plans. Clients are urged to review custodial statements and compare them with statements provided by the firm. The firm's advisors, including Steve N. Hooyman, Amy J. Sitter, Jesse L. Nelson, Ramon Garrido Mateos, and Robert J. Moore, have extensive educational backgrounds and certifications in financial planning and trust management. The firm operates under a Code of Ethics and maintains a fiduciary standard of care for clients. Clients have the option to grant voting authority to the firm for company proxies. Copper Harbor Investment Advisors, LLC does not have any disciplinary events to report and does not engage in other investment-related businesses. The firm's advisors are supervised by Steve Hooyman, who is also the Chief Compliance Officer.