Gradient Investments, LLC

Gradient Investments, LLC is an independent SEC registered investment advisor established in [Year]. The firm specializes in providing investment management services to various clients, including institutional accounts, individuals, pension and profit-sharing plans, trusts, estates, corporations, charitable organizations, and small businesses. Gradient Investments is strictly a fee-only investment management firm and does not sell products for commissions. Clients maintain ownership of their assets, and the firm places trades under a limited power of attorney. The firm offers various managed portfolios, including Strategic, Tactical, Allocation, Defined Outcome, and Preservation portfolios. Account minimums range from $25,000 to $100,000, with discretionary management services based on individual client goals, objectives, time horizon, and risk tolerance. Fees are assessed quarterly based on assets under management and are negotiable based on the overall relationship. Gradient Investments' investment strategies include fundamental, technical, and cyclical analysis, focusing on risk exposure, investment strategy, and performance. The firm's investment philosophy emphasizes long-term objectives and risk management. The team includes experienced professionals with certifications such as Chartered Financial Analyst (CFA®), Chartered Financial Consultant (ChFC), and Chartered Life Underwriter (CLU). The firm's executive officers and management, including Nathan Lucius, Michael Binger, Jonathan VanOrden, Nicole Alexander, and Jeremy Michael Bryan, bring a wealth of experience in the financial services industry. They oversee various aspects of the firm's operations, compliance, portfolio management, and client services. Gradient Investments maintains a strong commitment to compliance, ethical conduct, and acting in the best interests of its clients.