Rfg Wealth Advisory

**Background and Expertise:** RFG Wealth Advisory, a registered investment adviser based in Argyle, TX, has been providing investment advisory services since 2015. Christopher Todd Robinson serves as the firm's President, Chief Compliance Officer, and sole owner. The firm specializes in wealth management services, offering ongoing financial & retirement consulting, and discretionary or non-discretionary management services. They customize investment portfolios based on clients' risk tolerance and objectives, monitoring and rebalancing portfolios as needed. **Consumer-Facing Terms:** - **Minimum Initial Investment:** The firm has adopted a minimum annual fee of $7,500 for wealth management services. - **Fee Structure:** The fee for wealth management services is based on a percentage of assets under management, with an annual tiered fee schedule ranging from 0.90% to 1.75%. A fixed fee is charged for financial planning services, potentially up to $5,000. - **Fiduciary Status:** The firm acts as a fiduciary, obligated to act in the best interests of clients. - **Investment Discretion:** Clients can grant discretionary authority to the firm for managing their accounts, allowing the firm to make investment decisions without prior approval. Clients can also opt for non-discretionary arrangements, where they must approve transactions before execution. **Advisory Business Description:** The firm offers wealth management services, financial planning services, and portfolio consulting. They primarily advise on equity securities, corporate debt securities, mutual fund shares, and exchange-traded funds, tailoring investment strategies to individual client needs and risk tolerance. **Investment Philosophy:** The firm utilizes methods such as charting analysis, technical analysis, fundamental analysis, and Modern Portfolio Theory to guide investment decisions. They offer long-term and short-term purchase strategies, as well as option writing, with a focus on maximizing portfolio return while managing risk. This summary provides a comprehensive overview of RFG Wealth Advisory's background, expertise, consumer-facing terms, investment philosophy, and services offered to potential clients.