Boyd Financial Strategies, Inc.

Boyd Financial Strategies, Inc., founded by Rosemarie Boyd in 1983 and joined by John Boyd in 1985, offers financial planning and investment advice primarily to individuals with $500,000 to $20,000,000 in assets. The firm also serves a few 401k plans and business associations. Their investment strategies include mutual funds, stocks, bonds, CDs, and fixed rate deferred annuities. Clients are required to develop a financial or investment plan before specific recommendations are made. The firm uses Charles Schwab as the primary custodian and may work with other custodians when in the client's best interest. As of December 31, 2022, they managed $97,675,611 in assets, with $97,266,939 under discretionary management. Fees are based on a tiered schedule and may be negotiable. The firm does not charge performance-based fees and acts as a fiduciary, putting clients' interests first. Clients have investment discretion and may restrict specific securities from supervision. The firm does not buy or sell securities for commissions but may earn commissions from insurance products. Boyd Financial Strategies has no disciplinary history and provides detailed information on fees, compensation, investment strategies, and supervision practices. John Boyd, a Certified Financial Planner, has a background in financial planning and investment management.