Planning Works Advisory, Inc.

Planning Works Advisory, Inc. (PWA) is a registered investment adviser based in Texas, established in 2021, with a focus on providing discretionary and non-discretionary portfolio management services to individuals, families, and businesses. The firm offers ongoing investment recommendations and financial planning services, tailored to each client's needs. Clients can choose between discretionary management, where PWA makes all decisions, or non-discretionary management, where clients approve decisions before implementation. PWA does not charge performance-based fees and manages client assets totaling $178,545,210 as of December 31, 2024. The minimum initial account value is $50,000, with fees negotiated not to exceed 2.00% for portfolio management services. Fees for non-management advisory services are negotiated at a rate not to exceed 2.00%, depending on the complexity of the engagement. PWA does not compensate outside parties for client referrals and does not vote proxies on behalf of clients. The firm does not have custody of client assets and follows strict procedures to ensure client funds and securities are held at a qualified custodian. PWA accepts discretionary authority to manage client accounts, subject to the client's risk profile and investment objectives.