Hegarty Investment Logic, LLC

Hegarty Investment Logic, LLC, established in April 1982, offers retirement planning, investment management, and advisory consulting services. The firm, owned by Bryan Hegarty, manages assets totaling $22,631,659 across 238 accounts. Clients can engage HIL for discretionary or non-discretionary investment management services, primarily utilizing Load-Waived mutual funds and ETFs. HIL tailors its services to individual client needs, ensuring investments align with goals and risk tolerance. The firm may recommend its own services or those of affiliated companies, disclosing any conflicts of interest. HIL acts as a fiduciary, prioritizing clients' best interests. Regarding fees, HIL charges a management fee based on assets under management, varying by account type. Retirement planning services may incur additional fees, typically ranging from $150-$250 per hour. Clients may face custodial fees and transaction costs, exclusive of HIL's management fee. The firm does not engage in performance-based fees or side-by-side management. HIL exercises investment discretion for client accounts, with clients receiving regular account reviews and statements. The firm does not vote client securities or accept custody of client assets. Bryan Hegarty, the CEO, holds the RFC® designation and has no disciplinary history. As the Chief Compliance Officer, he oversees compliance with securities laws. Additionally, Hegarty holds an insurance license, creating a potential conflict of interest if recommending insurance products.