Apricus Wealth LLC

Apricus Wealth LLC, established in 2020, is a registered investment adviser based in Beaufort, South Carolina. Led by principal owner Joseph J. Costigan, the firm specializes in providing discretionary investment management services tailored to meet clients' needs and objectives. Clients typically grant discretionary authority through agreements, allowing Apricus Wealth to make investment decisions on their behalf without prior approval. The firm offers financial planning services without separate charges, focusing on areas such as goal setting, retirement planning, and tax planning. Apricus Wealth primarily advises on equity securities, ETFs, and various other investments, with a minimum account size of $3 million. The fee structure is based on a percentage of assets under management, with fees calculated quarterly. The firm does not participate in performance-based fees or side-by-side management. Apricus Wealth utilizes the brokerage services of Schwab Institutional, providing access to institutional trading services. The firm does not have physical custody of client funds and securities, which are held with independent custodians. Clients receive regular reports on asset allocation, portfolio performance, and billing statements. Apricus Wealth maintains a Code of Ethics, ensuring adherence to professional standards and client interests. The firm does not have any reportable disciplinary information and does not provide financial services for economic benefit to non-clients. Apricus Wealth offers proxy voting services and does not generally accept subsequent directions on proxy votes. Financial information is not provided as the firm's financial condition is not likely to impair its commitments to clients.