Westminster Financial Advisory Corp

Westminster Financial Advisory Corporation, a registered investment adviser, offers investment supervisory services, general investment advice, and securities advice. The firm engages in a pre-advisory consultation to assess clients' circumstances, needs, and objectives before recommending an investment advisory relationship. The advisory fee may include retirement planning, insurance reviews, and education funding advice. Managed over $1.2 billion in client assets as of December 31, 2024. Fees are calculated as a percentage of assets under management, with additional charges possible for clearing, custody, and other services. The firm does not charge performance-based fees and primarily serves individuals, families, trusts, estates, and small businesses. Investment strategies include long-term purchases, strategic asset allocation, and tactical allocation strategies. Risk of loss factors include call risk, credit risk, and market risk. Westminster Financial uses discretionary trading authority and does not vote proxies on behalf of clients. The firm does not receive compensation for client referrals and does not engage in agency cross or principal transactions. Clients' assets are held at Fidelity Clearing and Custody Solutions, with accounts reviewed quarterly. The firm's Code of Ethics emphasizes integrity, objectivity, and professionalism in serving clients' financial goals.