Pivot Point Advisors, LLC

Pivot Point Advisors, LLC, established in 2004 by Marc Schindler and Martin Gremm, offers personalized investment advisory services to various entities, including individuals, trusts, and corporations. The firm provides discretionary portfolio management services through standardized and custom portfolios, managing $131,053,296 on a discretionary basis. Additionally, financial planning services are available, with fees of $3,900 for Financial Plans and $250/hour for consulting services. Asset management fees range from 1.50% to 0.30%, varying based on the relationship size. The firm charges fees quarterly in advance and adjusts them for additions or withdrawals. PPA does not receive transaction-based compensation or commissions and does not charge performance-based fees. Clients primarily include individuals and small businesses, with a minimum relationship size of $250,000 for asset management. Investment strategies include quantitative long-only stock strategies, semi-quantitative long-only stock strategies, and ETF strategies. PPA has no disciplinary actions, and employees are allowed personal trading under specific conditions to prevent conflicts of interest. The firm executes client trades through Charles Schwab Institutional and reviews accounts at least annually. PPA does not pay for client referrals and has custody of client assets only for fee deduction purposes. Clients receive statements from the custodian and have the option for investment discretion with the firm. PPA does not vote proxies for clients, and there are no financial conditions impairing the firm's ability to meet contractual commitments.