Forest Asset Management LLC

Forest Asset Management, LLC (FAM) is a registered investment adviser located in Riverside, IL, established in 2006. FAM specializes in managing investment portfolios for individuals, retirement plans, trusts, charitable organizations, corporations, and small businesses. The firm's investment strategy is rooted in Modern Portfolio Theory, focusing on long-term diversified portfolios primarily using passive mutual funds and Exchange Traded Funds (ETFs). FAM may also recommend individual equity securities in certain situations. Clients have the option to impose restrictions on FAM's discretionary authority over their investments. FAM's fee structure for investment management services is based on a percentage of assets under management, ranging from 0.60% for accounts over $5 million to 1.25% for accounts between $200,000 and $499,999. The minimum account size for investment management services is $200,000, with a minimum quarterly fee of $625. Financial planning services are offered on an hourly basis at a rate of $350 per hour. FAM does not charge performance-based fees and acts as a fiduciary, putting clients' best interests first. The firm does not vote on client securities proxies and does not accept authority to vote on behalf of clients. Clients are responsible for voting proxies and handling legal proceedings related to securities in their portfolios. FAM has no disciplinary information and maintains financial stability to meet its commitments to clients.