Jones Kertz & Associates, Inc.

Jones Kertz & Associates, Inc. is a registered investment adviser founded in 1984, offering a Wrap Fee Program through Fidelity Brokerage Services LLC. The firm provides continuous personal service to investors with individualized, ongoing asset management on a discretionary or non-discretionary basis. Fees, ranging from 0.5% to 2% annually, are based on assets under management and billed quarterly. Wealth Planning services are also available. The minimum account size is $500,000, which may be waived under certain circumstances. Investment strategies include stocks, bonds, and mutual funds, with a focus on fundamental, bottom-up research. Clients receive quarterly reports, confirmations of transactions, and at least quarterly statements. JKA does not accept performance-based fees or engage in side-by-side management. Clients have the option to pay fees directly or have them debited from their accounts. The firm does not mark up security prices and does not have external compensation arrangements related to the Wrap Fee Program. JKA acts as the Portfolio Manager and does not utilize outside advisers. Clients have investment discretion, with the ability to impose restrictions. JKA does not vote proxies but may provide advice upon request. The firm maintains client privacy and has a Code of Ethics policy. No material changes have been made to the brochure since March 2024.