Lifecycle Financial Planners Inc.

Lifecycle Financial Planners, Inc. is a fee-only financial planning firm established in September 2017, based in Bloomfield Hills, Michigan. The firm specializes in providing comprehensive financial life planning and investment advisory services to individuals, families, small businesses, trusts, estates, and charitable organizations. They do not sell insurance or investment products and do not receive commissions or referral fees. The firm offers a holistic financial life planning process that includes services such as goal setting, retirement planning, estate planning, insurance review, and investment advisory services. They provide both discretionary and non-discretionary investment advisory services, tailored to meet each client's needs and objectives. Clients can engage in various types of retainer programs, including Financial Assessment, Comprehensive Open Retainer Engagements, and Limited Retainer Programs. Lifecycle Financial Planners charges fees directly to clients, with no minimum net worth or account size requirement. The firm's assets under management were $449,096,302 for discretionary amounts and $177,303,965 for non-discretionary amounts as of December 2024. Clients are responsible for third-party fees, and the firm does not participate in wrap fee programs. Lifecycle Financial Planners follows a Code of Ethics and does not accept performance-based fees. The firm serves individuals, families, small businesses, trusts, estates, and charitable organizations, without imposing minimum account requirements. They utilize modern portfolio theory and Functional Asset Allocation in their investment strategies. Lifecycle Financial Planners does not have any disciplinary information, bankruptcy petitions, or financial conditions that impair their ability to meet client commitments.