Northern Financial Advisors, Inc

Northern Financial Advisors, Inc. is an SEC-registered investment adviser established in 2002, based in Bloomfield Hills, MI. The firm offers fee-only investment advisory services to individuals and families, specializing in holistic financial planning, tax and estate planning, risk management, and retirement planning. Clients can opt for different service models: the Standard Retainer, Spark Retainer, or Asset Management Retainer. The Standard Retainer fee ranges from $6,000 to $55,000 annually, including financial counsel, investment management, and tax preparation services. The Spark Retainer fee is based on the client's financial situation, while the Asset Management Retainer fee is 1% of assets under management. NFA has discretionary authority for investment management, allowing them to execute trades without prior client approval. The firm utilizes Functional Asset Allocation™ for investment strategies, focusing on individual client needs and minimizing external risks. NFA does not accept performance-based fees and has no disciplinary actions. The firm does not vote client proxies and holds no financial conditions that may impair client obligations. NFA provides detailed information on fees, compensation, investment strategies, and client services in their brochure.