Kelly Financial Services LLC

Kelly Financial Services LLC, established in 2004, is a fee-based registered investment advisor based in Braintree, Massachusetts. The firm specializes in providing wealth management services to individual and high net-worth clients, managing investment portfolios based on specific objectives and goals. Clients' accounts are typically managed on a discretionary basis, with the firm offering financial planning services based on hourly or monthly rates. Kelly Financial Services may recommend fixed index annuities and insurance products, with advisors also licensed as insurance agents. The firm's investment strategies focus on income and capital growth while preserving capital, tailored to clients nearing or in retirement. Kelly Financial Services does not charge performance-based fees and exercises discretionary trading authority for most client accounts. The firm does not vote proxies on behalf of clients and does not have custody of client assets, except for limited authority to debit advisory fees. Clients receive account statements directly from the custodian. Kelly Financial Services has a Code of Ethics in place to ensure high ethical standards and compliance with laws and regulations. The firm does not receive compensation for client referrals and does not engage in soft dollar arrangements. Clients are encouraged to review their account statements and are provided with annual reports on account performance. The firm has a Business Continuity Plan in place to ensure the resumption of business operations in case of a major disruption.