Financial Futures

Financial Futures Limited Liability Company (FFLLC) is a fee-only financial planning and investment management firm founded in 2004. They offer personalized financial planning and investment management services to individuals, families, pension and profit-sharing plans, trusts, estates, charitable organizations, and small businesses. FFLLC is compensated solely through direct fees paid by clients and does not receive any product-based commissions. Clients have control over their assets, and FFLLC places trades under a limited power of attorney with discretionary authority. Investment strategies include strategic asset allocation using a core and satellite approach, with a focus on passively-managed low-cost index and exchange-traded funds. Clients receive annual reviews of their financial situation and may request more frequent reviews if needed. The firm does not have a minimum account size, but the minimum quarterly fee is $2,000. Fees are based on a percentage of assets under management and hourly charges. The firm's principal owner is Jorie Barnett Johnson, CFP®, who has a background in finance and extensive experience in the financial industry. The firm's other supervised persons also hold relevant financial designations and have diverse backgrounds in finance and accounting. FFLLC is a member of various financial associations and follows a Code of Ethics to ensure compliance with securities laws and ethical standards. Clients can request a copy of the firm's Code of Ethics for more information.