Financial Management Strategies, Inc.

Financial Management Strategies, Inc. (FMS) is an SEC-registered investment adviser established in 1999, located in Ohio. The firm offers individual portfolio management services, model portfolio management, retirement plan advisory services, and financial planning. FMS provides continuous asset management based on client needs, offering various portfolio strategies such as Aggressive Growth, Capital Accumulation, Balanced, Income and Capital Preservation, Total Return, Bond, and Short Term Income Fund portfolios. The firm's investment strategies include long-term purchases, short-term purchases, and option writing. FMS charges annual fees ranging from 0.50% to 1.50% based on assets under management. The firm does not charge performance-based fees and serves various client types, including individuals, high net worth individuals, trusts, estates, charitable organizations, and corporations. FMS uses methods like charting, fundamental analysis, technical analysis, cyclical analysis, quantitative analysis, and qualitative analysis. The firm does not have custody of client accounts and does not vote client securities proxies. FMS has no financial impairments to meet contractual obligations. The firm's Code of Ethics ensures compliance with ethical standards and regulatory obligations, with policies to address conflicts of interest.