Charter Capital Management, Inc

Charter Capital Management, Inc. is an independent, fee-only financial management firm founded in 1977, offering wealth management and retirement plan advisory services. The firm serves individuals, high net worth individuals, trusts, pension and profit-sharing plans, and foundations. As of December 31, 2024, CCM manages approximately $394.0 million on a discretionary basis and $12.0 million on a non-discretionary basis. Acting as a fiduciary, CCM provides investment advice in clients' best interests, charges asset-based fees, and offers financial planning services. For wealth management clients, services include portfolio development, monitoring, and financial planning. CCM invests in individual stocks, bonds, mutual funds, ETFs, and money market securities. The firm's investment strategy focuses on asset allocation, tax efficiency, and selecting fund managers. CCM does not charge performance-based fees and provides services to various client types with varying account minimums. The firm's investment approach considers risks such as interest-rate, market, inflation, currency, and liquidity risks. CCM recommends brokerage accounts with Fidelity and does not have custody of client assets. Clients receive quarterly reports and account statements. CCM has no disciplinary events and maintains a Code of Ethics. The firm does not vote proxies on behalf of clients and has a sound financial condition.