Smith & Wyatt

Smith & Wyatt, operating under L & W Financial, LLC, is a registered investment adviser based in College Station, Texas, established in December 2016. The firm offers financial planning and consulting services tailored to individual needs, with a fixed fee structure for financial planning and hourly rates for single subject planning. Portfolio management services are provided on a discretionary basis, with fees ranging from 0.25% to 1.5% based on account size. The firm primarily advises on mutual funds and ETFs, with assets under management totaling $153,109,670 in discretionary and $5,467,556 in non-discretionary assets as of December 31, 2024. Smith & Wyatt does not accept performance-based fees, participates in side-by-side management, or engages in directed brokerage. Clients include individuals, high net worth individuals, and corporations, with no minimum account size required. The firm's investment strategies include charting analysis, fundamental analysis, cyclical analysis, and long-term purchases, with a focus on client-specific financial situations and objectives. Smith & Wyatt exercises limited custody over client funds, with no physical custody, and does not vote proxies on behalf of clients. The firm maintains strict adherence to a Code of Ethics and does not have any disciplinary disclosures.