Sterling Investment Counsel, LLC

Sterling Investment Counsel, LLC is a Limited Liability Company established in New York in February 2016. The firm's principal owners are Christopher Michael Marks, Cynthia Eileen Vance, and Phillip Kenneth Vance. Sterling Investment Counsel offers portfolio management services tailored to individual client goals, risk tolerance, and time horizons. The firm requests discretionary authority from clients to make investment decisions in alignment with fiduciary duties. Investment strategies include long-term and short-term trading, with a focus on maximizing returns while managing risk. The firm's services encompass financial planning at no additional cost, with investment advice primarily focused on mutual funds, fixed income securities, equities, and other diversified securities. There is no minimum account size requirement, but client relationships are subject to a minimum annual fee of $1,500. Fees for portfolio management range from 1.25% to 1.50% of total assets under management, with fees varying based on portfolio complexity and size. Clients may terminate the agreement without penalty with a full refund of unearned fees upon written notice. Sterling Investment Counsel acts as a fiduciary, providing ongoing monitoring of client accounts and regular reporting on account performance and fees. The firm also offers discretionary and non-discretionary investment advisory services, with proxy voting conducted in the best interest of clients. Sterling Investment Counsel does not accept performance-based fees or compensation for client referrals.