Npb Financial Group, LLC

NPB Financial Group, LLC, established in August 2005, operates as a general securities broker-dealer and a Registered Investment Advisor (RIA). The firm specializes in financial planning and estate planning, with a focus on investment advice. NPB's team includes Certified Financial Planners with extensive industry experience. The firm offers financial planning services based on hourly, asset-based, or fixed fees, tailored to clients' financial goals. As of February 28, 2022, NPB managed approximately $131.7 million on a discretionary basis and $117.1 million on a non-discretionary basis. Clients include individuals, high net worth individuals, trusts, estates, retirement plans, corporations, and other entities. NPB does not charge performance-based fees and does not engage in side-by-side management. The firm uses fundamental, technical, and cyclical analysis in investment decision-making. NPB has a code of ethics that guides personal securities transactions and requires disclosure of conflicts of interest. The firm does not hold client funds or securities, and all client accounts are monitored regularly. NPB does not vote proxies for client securities. The firm received a PPP Loan in 2020, which was fully forgiven in 2021. NPB provides audited financial statements and does not require prepayment exceeding $1,200 per client six months in advance.