Harbor Point Capital Management, LLC

Harbor Point Capital Management, LLC, established in April 2010, specializes in providing fixed income and asset allocation strategies to individuals and institutions. The firm's investment approach is disciplined, dynamic, and data-driven, focusing on building balanced, diversified, and liquid portfolios. Clients can engage Harbor Point for comprehensive financial planning services, including discretionary and non-discretionary management of investment portfolios. The firm primarily allocates assets among Independent Managers, mutual funds, ETFs, and individual securities. Harbor Point charges an annual wealth management fee based on a tiered percentage of assets under management. The minimum account size is generally $1,000,000, but smaller portfolios may be accepted based on specific criteria. The firm does not charge performance-based fees and does not participate in side-by-side management. Clients receive regular account statements from the custodian and may request additional reports from Harbor Point. The firm may exercise investment discretion on behalf of clients, with the authority to make decisions on securities transactions, timing, and Financial Institutions utilized. Harbor Point does not vote client securities and does not have any disciplinary disclosures. The principal owner, Charles Lavrentios, has a background in finance and accounting and also manages AXIOS Investment Management, LLC.