Pruneyard Financial Group, Inc.

Pruneyard Financial Group, Inc. is a registered investment adviser located in Cupertino, California. Established under the Investment Advisers Act of 1940, the firm specializes in providing pension consulting services, including acting as a fiduciary adviser under ERISA § 3(21) and § 3(38) for various plans. They offer discretionary portfolio management services through the PFG Money Management Program, managing over $140 million in assets as of 12/31/2024. For retirement plan services, fees range from 0.35% to 1.00% annually or as a flat fee, with billing terms determined at the engagement outset. Pruneyard Financial Group does not charge performance-based fees or utilize side-by-side management. The firm serves a range of clients, including individuals, high net worth individuals, pension and profit-sharing plans, and corporations or small businesses. In managing client accounts, the firm employs various methods of analysis such as charting, fundamental analysis, technical analysis, quantitative analysis, and qualitative analysis. They utilize strategies like long-term purchases, short-term purchases, and options writing. Clients are reminded that investing in securities involves risks of loss. Pruneyard Financial Group acts as a fiduciary investment manager for plan sponsors and clients participating in the wrap fee program, providing discretionary authority over day-to-day investment decisions. The firm does not vote proxies on behalf of clients and maintains a Code of Ethics ensuring high ethical standards and compliance with federal securities laws. They do not engage in soft-dollar arrangements or accept compensation from non-clients. The firm's financial information is sound, with no reportable disciplinary events or bankruptcy petitions in the past ten years.