Gray Private Wealth, LLC

Gray Private Wealth, LLC is a financial advisor firm established in 1999, offering discretionary and non-discretionary investment management services to various clients, including individuals, pension plans, trusts, and corporations. The firm aims to provide tailored investment advice to meet each client's financial objectives, covering areas such as tax planning, retirement planning, and estate planning. The firm's investment strategy focuses on maximizing after-tax, risk-adjusted returns over long-term horizons aligned with client objectives. The firm charges fees based on a percentage of assets under management, with rates negotiable up to 1.25%. Financial planning and consulting fees range from $250 to $600 per hour or a minimum of $5,000 on a fixed fee basis. Retirement plan advisory fees are typically paid quarterly based on the market value of assets. The firm does not charge performance-based fees but may recommend clients to invest in third-party alternative investments. Clients must have a minimum household balance of $1,000,000, subject to reduction or waiver at the firm's discretion. Gray Private Wealth does not participate in wrap fee programs and manages assets on a discretionary basis. The firm conducts periodic reviews of client accounts, provides regular financial reports, and does not vote on client securities proxies. Additionally, the firm has not been involved in legal or disciplinary events related to clients.