Lester Financial Group, LLC

Lester Financial Group, LLC is a Registered Investment Adviser based in Champaign, Illinois, established in January 2022. The firm offers tailored investment advisory services, including asset allocation strategies and financial planning consulting. Clients can impose restrictions on investments, and the firm provides discretionary investment advisory services through managed account programs. The firm charges asset management fees up to 2.00% annually, with consulting services included. Financial planning services are charged hourly or through fixed fee arrangements. Clients may terminate services within five business days without penalty. LFG does not charge performance-based fees or engage in side-by-side management. The firm serves individuals and high net worth individuals with no minimum account size requirement. Investment strategies include asset allocation, dollar-cost averaging, technical analysis, and long-term and short-term purchases. LFG does not have physical custody of client funds but may have limited custody for fee deductions. Clients can grant discretionary authority for trading, and the firm does not vote proxies on behalf of clients. Additionally, LFG engages in promoter arrangements for client referrals, paying referral fees based on management fees. The firm's Principal Executive Officer reviews client accounts quarterly, and the firm's Code of Ethics emphasizes client interests and fiduciary duties.