Ruedi Wealth Management, Inc.

Ruedi Wealth Management, Inc. is an SEC registered Illinois corporation established in September 2014 by Paul A. Ruedi. The firm offers traditional investment advisory services to clients with $1,000,000 or more in investable assets. Services include discretionary management, financial planning, and the use of a third-party platform, Pontera, for account management. RWM charges fees based on a tiered structure ranging from 1.00% to 0.25% of assets under management, billed quarterly. The firm does not charge performance-based fees or engage in side-by-side management. Clients have investment discretion with the option to set restrictions on their accounts. RWM primarily uses mutual funds and ETFs in a buy-and-hold approach, focusing on diversification and cost efficiency. The firm discloses potential risks associated with investing, such as market fluctuations, liquidity, and tax implications. RWM does not have any disciplinary events to report and does not engage in soft dollar arrangements. Clients receive quarterly performance reports and have the responsibility to vote on proxies and corporate actions related to their investments. RWM does not take custody of client assets but may exercise limited power of attorney for trading activities with client authorization.