Chatham Wealth Management

Chatham Wealth Management, a Registered Investment Adviser established in 2000 and located in Chatham, New Jersey, specializes in providing investment supervisory services to individuals, trusts, corporations, and retirement plans. The firm's services are tailored to meet clients' investment objectives and needs, with a focus on continuous monitoring and portfolio rebalancing. Clients are required to grant discretionary authority to manage their accounts, allowing the firm to make investment decisions without prior approval for each transaction. Chatham Wealth Management charges advisory fees based on a percentage of assets under management, with fees assessed monthly or quarterly in arrears. The firm may sell securities to cover advisory fees if there is insufficient cash in the client's account. Clients with non-managed assets will have those assets excluded when calculating advisory fees. The firm may combine account values for family members living in the same household to qualify for fee discounts. The firm follows a Code of Ethics to ensure professional conduct and acts in clients' best interests. Chatham Wealth Management recommends the use of Charles Schwab & Co., Inc. for custodial and brokerage services, participating in the institutional advisor program offered by Schwab. The firm may receive benefits from Schwab, such as research tools and consulting services, through this program. Chatham Wealth Management does not compensate for client referrals and does not exercise voting rights for client securities. The firm maintains limited custody over client funds, with accounts held by independent custodians. Clients may grant the firm discretion over their accounts, allowing for the selection and management of securities without prior approval for each transaction. The firm does not provide financial information to clients and prioritizes client privacy and data security.