Tull Financial Group, Inc.

Tull Financial Group, Inc., established in 1992, is a Registered Investment Adviser offering investment management and financial planning services to individuals, families, trusts, and family businesses. The firm's eight full-time employees hold various financial designations. TFG primarily provides investment supervisory services, financial planning, and hourly services. Investment supervisory services are offered on a discretionary basis, with management fees based on a tiered percentage of assets under management. Financial planning services are modular and comprehensive, covering various financial aspects. TFG manages approximately $311 million in assets for about 301 clients, with a minimum fee of $2,000 for financial plans. The firm does not receive commissions and acts as a fiduciary. TFG's investment strategy focuses on tactical asset allocation, using a range of investment products. Clients receive quarterly reports and have access to educational resources. TFG recommends custodians Fidelity and Schwab, offering discounted commission rates and additional services. Soft dollars are used for investment research and seminars. TFG does not vote proxies for client securities and does not have any financial impairments affecting client commitments.