Murray Financial Services, Inc

Murray Financial Services is an SEC-registered investment adviser based in California, established in 2015 by Kevin Ian Murray. The firm offers discretionary portfolio management services, financial planning, consulting, and pension consulting. They tailor services to individual clients, offering various investment strategies such as long-term and short-term purchases, primarily utilizing Dimensional Fund's mutual funds. Murray Financial charges annual advisory fees based on a tiered structure, with no minimum asset requirement. Financial planning fees are determined by the complexity of services provided. The firm does not charge performance-based fees and does not sponsor a wrap program. As a fiduciary, Murray Financial acts in the best interest of clients and discloses any conflicts of interest, such as Mr. Murray's independent insurance agent role. The firm does not vote proxies for clients and does not have any financial conditions that would impair meeting contractual obligations. Murray Financial protects clients' personal information through various security measures and only shares information for specific business purposes, with limited options for clients to restrict sharing. Clients can contact the firm for privacy-related inquiries.