Sweeney & Michel, LLC

Sweeney & Michel, LLC is a financial advisory firm based in Chico, CA, offering comprehensive wealth management services to individuals, high net worth individuals, trusts, estates, charitable organizations, and various types of businesses. Established on an undisclosed date, the firm acts as a fiduciary, always prioritizing clients' best interests. They offer a wrap fee program where clients pay a single fee for investment advisory services and associated custodial transaction costs. The maximum annual fee for this service is 0.75%, billed quarterly or monthly based on the average daily balance. The firm's investment strategies include long-term purchases, short-term purchases, debt securities, equity securities, exchange-traded funds, and mutual funds. They also engage in margin transactions, options trading, covered calls, and interval funds. Sweeney & Michel does not charge performance-based fees and emphasizes diversification to manage risks. The firm's code of ethics ensures fair and ethical practices, and they do not pay referral fees. Clients have access to their portfolio managers for direct communication, and the firm conducts regular account reviews to ensure alignment with clients' goals and market conditions. Sweeney & Michel receives institutional platform services from Fidelity, providing additional benefits at no cost to the firm. The brochure, dated March 31, 2025, contains detailed information on the firm's services, fees, investment strategies, client interactions, and compliance policies.