The O'donnell Group

Chico Wealth RIA, Inc., also known as The O'Donnell Group, is a financial advisory firm based in Chico, California, established in March 2012 by principal owner Ryan Timothy O’Donnell. The firm offers Investment Supervisory Services tailored to individual client goals, Financial Planning services covering various financial aspects, and advice limited to specific types of investments such as mutual funds, equities, bonds, and real estate. Clients may impose restrictions on investments based on personal values. The firm does not participate in wrap fee programs and manages over $462 million in discretionary assets. For fees, Investment Supervisory Services are charged based on a tiered percentage of assets under management, with fees negotiable depending on client needs. Financial Planning fees are structured as fixed fees or hourly rates. Clients are responsible for third-party fees, and fees are collected in advance, with refunds prorated upon termination. The firm does not accept performance-based fees or compensation for the sale of securities. Chico Wealth RIA employs investment strategies based on the Efficient Markets Hypothesis and the Fama-French three factor model, aiming to maximize returns for a given level of risk. The firm discloses potential risks associated with specific securities utilized, such as mutual funds, stocks, and real estate funds. The firm's investment philosophy focuses on long-term trading and margin transactions. Clients receive regular account reviews and reports, and the firm maintains a Code of Ethics covering various aspects of ethical conduct.