Clearstead; Hartland & Co., LLC

Clearstead Advisors, LLC is an independent investment adviser founded in 1989 and registered with the SEC. The firm specializes in providing investment management, financial consulting, tax planning, and family office administration services to private clients, including families, individuals, and estates. Clearstead's ownership structure includes Hartland Management Investors, LLC and Flexpoint Ford, LLC. The firm operates under a Conflicts of Interest Policy and Standards of Conduct to prioritize client interests. Clearstead's investment philosophy focuses on risk assessment, asset allocation, and superior returns aligned with client objectives. The firm offers discretionary and non-discretionary asset management services, with account supervision tailored to client goals and tax considerations. Clearstead's investment strategies include option writing, strategic asset allocation, and rebalancing based on market dynamics and client circumstances. The firm conducts thorough due diligence on investment managers and utilizes a diversified portfolio approach primarily with mutual funds and ETFs. Clearstead reviews client accounts regularly, providing detailed reports and ongoing monitoring. The firm does not charge performance-based fees and discloses its brokerage practices, including relationships with custodians Fidelity and Schwab. Clearstead's Code of Ethics ensures ethical conduct, and the firm does not engage in soft-dollar arrangements. Clients receive transparent fee structures based on assets under management, financial planning, tax planning, and family office services. Clearstead has no disciplinary events to report and maintains financial stability to meet client commitments.