Capital Financial Services LLC

Capital Financial Services, LLC is a fee-only financial planning and investment management firm founded in 2000. The firm specializes in providing personalized financial planning and investment management services to individuals, pension and profit sharing plans, trusts, estates, charitable organizations, and small businesses. They offer services such as financial objective determination, cash flow management, tax planning, insurance review, investment management, education funding, retirement planning, and estate planning. The firm does not sell commissioned products and acts as a fiduciary, always prioritizing clients' best interests. Clients have control over their assets, and the firm provides investment management on a discretionary basis. Capital Financial Services, LLC has a minimum account size recommendation of around $20,000, but exceptions may apply. Investment strategies are based on fundamental analysis, and the firm's approach focuses on diversification and risk management. The fee structure includes percentage-based fees for managed assets, hourly charges, and fixed fees for financial plans. The firm has a Business Continuity Plan in place to ensure operational continuity in various scenarios. Key personnel include Cherry G. Laska, CFP®, and Scott P. Strohecker, BA, EA, who have relevant educational backgrounds and certifications. The firm's employees are committed to a Code of Ethics and maintain information security standards to protect client data.