Symphony Financial Planning LLC

Symphony Financial Planning, LLC is a fee-only registered investment advisor based in Davis, California, established in 2006 by Paul A. Meyerhoff. The firm specializes in providing portfolio management and financial planning services to clients. They offer two main services: the Orchestra Service, which combines portfolio management and financial planning, and the Duet Service, which offers financial planning on an hourly basis without portfolio management. Clients can have their accounts managed on a discretionary or non-discretionary basis, with a focus on long-term purchases and short-term purchases as investment strategies. For the Orchestra Service, the minimum household portfolio size is $500,000, and fees are based on a percentage of assets under management, ranging from 0.50% to 1.50%. The firm recommends using TD Ameritrade Institutional or Charles Schwab & Co., Inc. as custodians and brokers. Symphony Financial Planning does not charge performance-based fees, and they do not engage in side-by-side management. The firm does not have any reportable disciplinary events and acts as a fiduciary, putting clients' interests first. Clients receive quarterly reports and have access to educational conferences and events provided by the custodians. Paul A. Meyerhoff, Taylor Rios, and Ann B. Fagan are the key professionals at the firm, all holding the Certified Financial Planner (CFP®) designation. Meyerhoff is the President and Chief Compliance Officer, overseeing all aspects of the firm's operations. Clients can reach him at (530) 758-2885.