Cornerstone Planning Group

Cornerstone Planning Group, established in 2007 by Carmine Corino, is an SEC-registered financial advisor firm based in Fairfield, NJ. The firm specializes in providing investment management and financial planning services on a fee-only basis. As a fiduciary, they are committed to acting in the best interests of their clients. Their investment management services include individually tailored portfolios managed on a discretionary basis, with a focus on client goals and objectives. They offer additional investment management services for employer retirement accounts through a third-party platform, Pontera, for asset allocation and rebalancing strategies. For financial planning, clients go through a comprehensive analysis covering various areas such as net worth, cash flow, retirement planning, and estate planning. The firm charges fees ranging from 0.50% to 1.35% for investment management services, with financial planning fees ranging from $500 to $100,000 or hourly rates. Retirement planning fees are based on the value of plan assets, not exceeding 2.00%. Cornerstone Planning Group does not accept performance-based fees or engage in side-by-side management. The firm emphasizes transparency, ethical practices, and client-focused services. As of December 2014, they managed over $650 million in client assets. For more information, visit www.cspgllc.com or contact 973-487-3220.