Key Client Fiduciary Advisors, LLC

Key Client Fiduciary Advisors, LLC (KCFA) is a registered investment adviser based in Fairfield, NJ, established in 2018. The firm specializes in financial planning, consulting, and investment management services. KCFA manages assets totaling $781,985,835 as of December 31, 2024, all on a discretionary basis. The firm's shareholders are Richard Flora and Eric Fishman. KCFA offers financial planning services covering areas such as personal finance, tax planning, investments, insurance, retirement, and estate planning. Clients receive a detailed financial plan to help achieve their goals. Investment management services are tailored to individual client needs, with portfolios managed based on goals, risk tolerance, and liquidity needs. KCFA uses fundamental analysis for investment decisions and offers services to various types of clients, including individuals, pension plans, trusts, and corporations. The firm charges fees based on assets under management, with management fees up to 2.00% annually. KCFA recommends utilizing Charles Schwab & Co, Inc. for custody, brokerage, and clearing services. The firm has a code of ethics in place to ensure fair practices and acts as a fiduciary under ERISA. Clients have the option to grant investment discretion to KCFA, allowing the firm to make decisions on their behalf. The firm does not accept compensation for the sale of securities and does not provide services for performance-based fees. Clients are encouraged to review account statements and reports regularly. KCFA does not compensate non-advisory personnel for client referrals and receives economic benefits from Schwab, which are disclosed and managed to prioritize client interests.