Tcm Wealth Advisors

Torrens Capital Management, LLC, operating as TCM Wealth Advisors, is a fee-only investment advisory and wealth management firm founded in 2004 by Jonathan Torrens, a financial services industry veteran since 1987. TCM offers asset management, financial planning, and consulting services to various clients, including professionals, retirees, and those experiencing major life transitions. The firm's services are provided on a fee-only basis, ensuring objective advice without commissions from third parties. TCM primarily offers discretionary continuous investment management services, tailoring investment advice to meet clients' financial needs and objectives. The firm utilizes a global multi-asset, strategic, and tactical asset allocation approach to manage portfolio risk and return. TCM's investment philosophy emphasizes risk management, diversification, and long-term investment strategies. The firm primarily recommends mutual funds and exchange-traded funds (ETFs) to create investment portfolios for clients. TCM does not participate in performance-based fees or side-by-side management. Jonathan Torrens, the Managing Member and Chief Compliance Officer, holds a Bachelor's degree in Political Science and is a CERTIFIED FINANCIAL PLANNER™ (CFP®). He has a background in financial services, including roles at Merrill Lynch and IDS American Express. Jonathan Torrens has a clean disciplinary record and supervises all activities conducted through TCM Wealth Advisors.