Azzad Asset Management, Inc.

Azzad Asset Management, Inc. is a Registered Investment Adviser offering the Azzad Ethical Wrap Program, providing investment advice and management services for a wrap fee. The firm was established in Falls Church, VA, and operates under SEC registration. Azzad's services include investment needs assessment, ongoing monitoring, asset allocation advice, and financial planning services. Clients have discretion over their investments, with a minimum account value of $500,000. The fee structure is tiered based on account value, ranging from 1.75% to 1.2%. Azzad acts as a fiduciary for retirement accounts, ensuring advice is in the client's best interest. The firm's investment philosophy incorporates socially responsible Islamic screens, avoiding certain industries. Azzad manages accounts on a discretionary basis, selecting securities based on fundamental, cyclical, quantitative, and qualitative analysis. The firm conducts periodic reviews and provides detailed reports to clients. Azzad does not engage in principal or agency cross transactions and does not receive compensation for client referrals. The firm has no financial conditions impairing its ability to meet commitments. For more information, visit www.azzadasset.com.