Cjm Wealth Advisers, Ltd.

CJM Wealth Advisers, Ltd. is a registered investment adviser offering the CJM Asset Management Wrap Program, providing discretionary and non-discretionary investment management services for a specified annual fee of 1.00%, inclusive of trade execution, custody, reporting, and investment management fees. The Program's fee is charged quarterly based on the account's previous quarter-end value. Clients may restrict the use of no-transaction-fee (NTF) funds to mitigate conflicts of interest. The firm's fee structure is negotiable based on various factors. Clients include individuals, high net worth individuals, pension plans, trusts, and charitable organizations. The firm also offers retirement plan consulting and financial planning services for fixed fees. Additionally, the firm provides variable annuity management services and does not accept performance-based fees. Investment strategies include fundamental and technical analysis, with a focus on long-term and short-term purchases. Clients have reasonable access to the portfolio manager, and the firm conducts ongoing account reviews. The firm's Chief Compliance Officer is available for any client inquiries.