Light Financial Services, Inc.
Light Financial Services Inc. is an SEC registered investment adviser established in 2003, located in North Dakota, with Paul Arthur Light as the President and Chief Compliance Officer. The firm offers individual portfolio management and model portfolio management services on a discretionary basis, tailored to clients' risk profiles and investment goals. They also provide financial planning services covering various areas such as tax, investments, insurance, retirement, and estate planning. The firm manages over $144 million of clients' assets on a discretionary basis. Fees for portfolio management services range from 0.25% to 1.50% of assets under management, billed quarterly or monthly. Financial planning fees range from $750 to $7,500. Light Financial Services Inc. does not charge performance-based fees and does not engage in principal transactions. The firm does not vote proxies on behalf of clients and does not accept compensation for client referrals. Clients have the option to direct brokerage, and the firm primarily uses Charles Schwab & Co., Inc. as the custodian. The firm's Code of Ethics ensures high ethical standards and compliance with federal securities laws. Light Financial Services Inc. has no financial conditions that would impair its ability to meet contractual obligations.
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