Sapphire Blue Investment Partners

Sapphire Blue Investment Partners, Inc. is a registered investment adviser based in Fenton, Michigan, operating as Physicians Wealth Management Services, LTD. Founded in 2018 by Fred and Tracy Hensler, the firm offers comprehensive portfolio management services, including discretionary and non-discretionary options tailored to clients' needs and objectives. Clients can expect continuous monitoring, customized portfolios, and ongoing rebalancing. The firm also provides retirement plan consulting services on a discretionary and non-discretionary basis, offering advice on fund selection, investment options, and participant education. For portfolio management services, fees are negotiable based on complexity, with a maximum annual fixed fee of 2.5% of managed assets. Retirement plan consulting fees range from $250 to $5,000, due in advance. The firm primarily advises on unit investment trusts, ETFs, stocks, bonds, and mutual funds, with assets under management totaling $180,511,087 on a discretionary basis. Sapphire Blue Investment Partners does not accept performance-based fees, has no disciplinary disclosures, and does not receive compensation for client referrals. The firm exercises limited custody over client funds, does not vote proxies, and does not have financial impairments affecting its commitments. Clients have the option for discretionary or non-discretionary management, with the firm recommending Charles Schwab for custodial services.