Fsc Wealth Advisors, LLC

FSC Wealth Advisors, LLC is an independent investment advisory firm based in Fishkill, New York, registered with the SEC since 2010. They offer fee-only investment supervisory, portfolio management, and financial planning services to various clients, including individuals, businesses, retirement plans, trusts, estates, and charitable organizations. The firm follows strict fiduciary standards, prioritizing clients' interests and avoiding conflicts of interest. They primarily use broadly diversified portfolios and systematic strategies to manage investments, with a focus on client input and involvement in the financial planning process. Clients typically grant FSC discretionary authority over their investments, allowing the firm to make decisions without prior approval for most matters. FSC may recommend specialized separately managed account strategies, including direct indexing and covered call options, tailored to individual client needs. The firm also provides educational workshops and seminars on financial topics. Fees are primarily based on assets under management, with negotiable hourly or fixed-rate options available for financial planning services. Clients pay no commissions on discretionary trades initiated by FSC, but may incur fees for client-directed trades. FSC does not manage Wrap Fee programs and has $283,104,630 of client assets under discretionary management as of December 31, 2024. The firm conducts regular account reviews, provides written reports to clients, and emphasizes transparency in its business practices. FSC has a Code of Ethics that all employees must follow, ensuring high standards of conduct and fiduciary duty. They do not charge performance-based fees or engage in side-by-side management. Clients are encouraged to review statements from the custodian and compare them to reports provided by FSC.