Altus Wealth Management, LLC

Altus Wealth Management, LLC, established in 2010, is a registered investment adviser offering discretionary investment management services to individuals and businesses. The firm provides three investment models: Altus Select for balances under $300,000, Altus Premier for balances over $300,000, and Altus Preservation for fixed-income portfolios. Altus employs Modern Portfolio Theory and tactical asset allocation in its investment strategies, focusing on low-cost ETFs, mutual funds, and individual fixed income securities. Clients are charged fees based on a percentage of average daily balance, payable quarterly. Altus does not engage in performance-based fees or side-by-side management. The firm serves individuals, trusts, and charitable organizations without a minimum account size requirement. Altus Wealth Management does not custody client funds or securities and does not compensate for client referrals. The firm has discretionary authority over client investments and does not vote client securities. Altus' fee schedule is subject to revision and may vary based on client circumstances. Altus Wealth Management emphasizes transparency, ethical conduct, and risk management in its investment practices.