Titan Retirement Advisors LLC

Titan Retirement Advisors LLC, established in May 2013, is a financial advisor firm specializing in asset management services for corporate retirement plans. The firm, led by Managing Member Joshua J. Coughran, offers tailored advisory services based on individual client needs. Clients have the option to grant discretionary authority to manage their accounts, allowing Titan Retirement Advisors to make investment decisions without prior client consent. The firm does not engage in block trading and does not charge performance-based fees. For asset management services, fees range between 0.50% and 2.00% annually, calculated based on assets under management. Retirement plan services are offered with fees ranging from 0.05% to 1.00% annually, with a minimum annual fee of $10,000. Titan Retirement Advisors does not compensate for client referrals and does not engage in soft dollar benefits. The firm maintains custody of client funds only for fee deduction purposes, with client accounts reviewed quarterly. Clients have the ultimate responsibility for proxy voting decisions. Titan Retirement Advisors upholds a strict Code of Ethics and ensures client privacy by safeguarding confidential information. The firm does not disclose customer information to nonaffiliated third parties, except as permitted by law.