Aam Fee-only Financial Planning And Investment Advisory, LLC

AAM Fee-Only Financial Planning and Investment Advisory, LLC, established in 1997, offers personalized financial planning, investment management, and consultation services to various clients, including individuals, high net worth individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm specializes in fee-only services and does not sell annuities, insurance, stocks, bonds, or mutual funds. AAM provides investment supervisory services, manages investment advisory accounts through third-party investment advisers, and offers financial planning and consultation services. Clients have the option to engage in third-party investment management programs recommended by AAM. The firm's investment strategies focus on asset allocation to diversify assets efficiently and balance risk and return based on clients' risk tolerance and investment objectives. AAM does not charge performance-based fees and does not have any disciplinary information to report. Clients are not required to have a minimum account size for Investment Management Services. AAM charges fees based on a percentage of assets under management, hourly charges, or fixed expenses. The firm's fee structure is negotiable based on the services needed, with fee ranges provided for different services. AAM maintains assets under management of approximately $133 million as of December 31, 2022. Clients have the option to terminate agreements without penalty within a specified timeframe. AAM exercises discretionary authority for trading in client accounts, with clients receiving periodic account statements directly from the custodian. Proxy voting rights are not exercised by AAM, and the firm has no financial commitments impairing its ability to meet obligations to clients.