Kcd Financial, Inc.

KCD Financial, Inc. is a registered investment adviser established in 2003, offering asset management programs, financial planning, and third-party management programs. The firm provides services to individuals, entities, and high net worth clients, with a minimum account requirement that may be waived. Investment Advisory Representatives may have discretionary authority over accounts if specified by the client. KCD does not provide legal services or act in legal proceedings involving securities. The firm offers a variety of investment strategies, including long-term purchases, short sales, and option writing. KCD charges fees based on a percentage of assets under management, ranging from 0.5% to 3%, with fees for financial planning and appraisal services based on hourly or fixed rates. The firm does not charge performance-based fees and does not have discretion over client accounts unless authorized. KCD does not vote proxies on behalf of clients and does not maintain physical custody of client funds. The firm's principals have no relationship with any issuer or state. For additional information on the firm's principals and compliance officers, refer to the Supplement to the Brochure, Form ADV Part 2B.