Summit Investment Management, Ltd.

Summit Investment Management, Ltd., established in 1987, offers investment advisory services specializing in continuous asset management. The firm provides Catholic Values portfolios designed to align with Catholic Bishop's guidelines of financial and social responsibility. Clients' accounts are managed based on individual investment objectives, risk tolerance, and other relevant factors. Summit exercises discretion in selecting securities for clients, with most clients granting discretionary authority. The firm uses a variety of sources for investment analysis, focusing on factors like inflation, interest rates, and industry sectors. Summit has a fee-sharing arrangement with Financial Trust Asset Management for specific strategies. Clients are charged fees quarterly based on assets under management, covering custody and transaction costs. Summit does not charge performance-based fees and discloses potential risks associated with investments. The firm acts as a fiduciary, voting proxies in the best interest of clients. Summit maintains a Code of Ethics to prevent conflicts of interest and requires preapproval for certain securities transactions. Summit does not have any disciplinary history or financial industry affiliations beyond investment advisory services.