Van Der Noord Financial Advisors, Inc.

Van Der Noord Financial Advisors, Inc. is an investment advisory firm established in 1997 and registered with the SEC in 2005. The firm specializes in providing financial advisory, portfolio management, and retirement plan advisory services. Richard Van Der Noord, the principal owner, has over three decades of experience in financial planning and is a Certified Financial Planner™ practitioner. The firm manages over $129 million on a discretionary basis and offers services under three levels: BASIC, PRO, and CONCIERGE. The minimum portfolio value for portfolio management services is $500,000, with varying minimums for different service levels. Clients can receive financial planning advice, investment portfolio design, estate planning, and risk assessment. VFA primarily invests in ETFs, mutual funds, stocks, and bonds, with a focus on passive investment strategies. The firm charges a blended fee based on a percentage of assets under management, with no minimum annual fee. VFA does not have performance-based fees or side-by-side management. The firm uses Charles Schwab for custody and brokerage services, receiving benefits through the institutional advisor program. VFA does not vote proxies for client securities and does not have physical custody of client funds. The firm operates on a discretionary basis, with clients granting limited power of attorney for trading activities. VFA reviews accounts quarterly and provides additional reports as needed. David T. Gerdt, also a Certified Financial Planner™ practitioner, is an advisor at VFA. No disciplinary events are reported for either Richard Van Der Noord or David T. Gerdt.