Investment Advisory Group LLC

Investment Advisory Group, LLC, established in 1998, is a registered investment advisor based in Hanover, MA. The firm serves individuals, high net worth individuals, trusts, estates, and charitable organizations, acting as a fiduciary to uphold loyalty and fairness to clients. The firm offers financial planning services, creating customized investment portfolios primarily consisting of diversified mutual funds, ETFs, and fixed income investments. Investment strategies are long-term focused, with the advisor having discretion over investment decisions, subject to client-approved strategies. The firm's investment philosophy is based on Modern Portfolio Theory and the Fama-French Three-Factor Model, aiming to develop diversified portfolios and hold investments for the long term. Clients are billed investment management fees quarterly based on account values. The firm does not charge performance-based fees and does not participate in soft dollar programs. Investment Advisory Group does not have custody of client accounts and typically recommends Fidelity as the custodian. The firm does not vote on proxies for client securities and does not receive compensation for client referrals. Clients may request financial planning services on an hourly rate, fixed fee, or annual retainer basis. Investment Advisory Group does not have any disciplinary events and maintains transparency by providing annual Disclosure Brochures.