United Financial Planning Group LLC

United Financial Planning Group LLC is a registered investment adviser established in 2007, with Gerard Barrasso as the principal owner. The firm offers financial planning services, including complimentary initial consultations and tailored asset management services on both discretionary and non-discretionary bases. For financial planning, fees range from $1,500 to $10,000 based on complexity, with hourly consulting fees ranging from $200 to $500. Asset management fees are based on a percentage of assets under management, typically ranging from 0.75% to 1.00% for the first $1,000,000. The firm follows a passive investment strategy, focusing on diversified asset allocation aligned with client goals and risk tolerance. Clients have the option to engage in ongoing financial planning services, with fees negotiable around $1,500 per quarter. United Financial Planning Group LLC acts as a fiduciary under ERISA rules, ensuring clients' best interests are prioritized. The firm does not accept performance-based fees and provides services to individuals and small business owners without specific minimum requirements. Clients have the flexibility to choose their custodian and are encouraged to review all fees associated with investments. Gerard Barrasso, a Certified Public Accountant, also offers accounting services, creating a potential conflict of interest that is transparently disclosed.