Hinsdale Associates

Hinsdale Associates Incorporated is an SEC-registered investment adviser that offers advisory services focusing on separately managed accounts (SMAs) for retail investors and organizations. The firm emphasizes asset allocation through ETFs and selected mutual funds, with investments managed on a discretionary basis under an investment management agreement. New accounts typically require a minimum asset value of $100,000, which may be waived based on certain criteria. Additionally, Hinsdale provides financial planning services tailored to individual needs, covering areas such as wealth preservation, retirement planning, and estate planning. Financial planning services are non-discretionary, meaning clients make final investment decisions. Clients pay for advisory services through an asset-based fee structure, with fees for SMAs potentially up to 1% annually. Financial planning services are billed at an hourly or fixed rate starting at $300. The firm may earn commissions from certain insurance products sold, and clients should be aware of additional fees charged by mutual funds and ETFs. Hinsdale discloses potential conflicts of interest, such as the incentive to increase assets under management due to asset-based fees. Clients are encouraged to research the firm and its professionals using available tools and resources. For more information, clients can access the Form ADV Part 2A Brochure online or contact Hinsdale directly.